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There are more Union Pay cards in circulation now than any other brand - 3.53 billion, or nearly a quarter of the world’s total, according to the industry newsletter, the Nilson Report.

Visa remains the world leader by transaction value with .6 trillion in card transactions in the first half of 2013; Union Pay was second with .5 trillion.

Moreover, the rapid growth of Union Pay, including the spread of its terminals at retail stores across the world, is playing a key role in China’s strategy for making the yuan a global currency.

Industry experts point to a weak enforcement culture in China, a reluctance to hurt Macau financially with 80 percent of the city’s revenues drawn from gambling, and a willingness to tolerate some capital flight - especially if it can be tracked through names on bank cards.Former senior PBOC officials still fill the company’s top ranks, including Union Pay’s current chairman, Su Ning, and its former president, Xu Luode. Union Pay dominates the card market in China thanks to a central bank decree that requires all card issuers, including foreign ones, to process their yuan-based transactions through Union Pay’s electronic payment network.All Chinese merchants and automated teller machines are required to process their yuan transactions through Union Pay. To bring you the best content on our sites and applications, Meredith partners with third party advertisers to serve digital ads, including personalized digital ads.Those advertisers use tracking technologies to collect information about your activity on our sites and applications and across the Internet and your other apps and devices.

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